YgreneWorks PACE Financing

Not eligible for traditional financing? Have equity in your home?

Check out Ygrene to learn if you are eligible for alternative financing options.



Lower the cost of your next big home improvement.
Are you eligible? Find out now


Advantages of  YGreneWorks Pace Financing

  • Get all your qualifying projects done at once
  • Stop worrying about which home improvements to take on first.  Now you can bundle new efficient windows, insulation, and a cool roof into one project.
  • No up front payment.
  • Upfront payments are the #1 barrier to moving forward on home improvements – especially those that cut energy usage.
  • Fixed terms up to 30 years
  • No balloon payments. No funny business with rates. Just one low rate locked in for the long haul. Make payments as a line item on your property tax assessment bill thanks to a partnership with your local government. Terms based on service area.
  • Energy savings may pay for the improvements
  • You can control how much you save.  Whether it’s windows and insulation for efficiency or adding solar to the mix, we find the right balance for you and your home. And your pocketbook, of course.
  • Payments may stay with the property
  • If you sell your home, the payments on Ygrene financing may transfer to the new owner – so you only pay for improvements while you use them.
  •  Eligibility based on property equity

    Ygrene financing isn’t considered personal debt. Eligibility is based on property equity, among other factors. There’s no reason to take on debt for home improvements anymore. (Your credit report will be requested during the application process).


What is YgreneWorksTM?’

 Ygrene Energy Fund’s award-winning YgreneWorks program provides 100 percent, no money down PACE financing enabling property owners to make energy efficiency, renewable generation and water conservation improvements to residential, multifamily, commercial and agricultural buildings. Payments are conveniently made through property tax bills.

YGrene also offers commercial financing options. Property owners benefit from the ability to offset costs for efficiency improvements with increased market rents while increasing high-demand properties’ quality and value Learn More >>>

Universal Air and Heat is YGrene Certified Contractor


Call Universal Air and Heat for your FREE heating and cooling system estimate Today


free ac estimate


Areas We Serve

  • Tampa
  • Hillsborough
  • Pinellas
  • Pasco
  • New Port Richey
  • Ocala
  • Sarasota
  • Port Charlotte
  • Fort Myers
  • Naples
  • Dade
  • Broward
  • Palm Beach
  • Port St. Lucie